Reinvent Banking to Strengthen the Global Economy…..……

Don’t do banking conventionally

DO BANKING INNOVATIVELY

Don’t do project-finance conventionally

DO PROJECT-FINANCE INNOVATIVELY

Don’t do project-finance for smaller gains i.e. Markup Ratios

DO PROJECT-FINANCE FOR BIGGEST GAINS I.E. ‘PROFIT SHARING RATIOS’

Don’t do project-finance as ‘Lending Institution’

DO PROJECT-FINANCE AS ‘BUSINESS PARTNER’ WITH THE BORROWERS

Don’t do project-finance and sleep

DO PROJECT-FINANCE AND INVOLVE AS AN ACTIVE BUSINESS PARTNER IN THE BORROWER’S BUSINESS ACTIVITIES

Don’t do project-finance and increase the risks of Bankruptcy and Frauds etc.

DO PROJECT-FINANCE AND INVOLVE AS AN ACTIVE PARTNER IN THE BUSINESS FINANCIALS AS WELL

Don’t accept Deposits for Limited Gains on Overnight Investments and for Limited Profit Payments to Depositors

DO ACCEPT DEPOSITS AND UTILIZE THEM INTO INNOVATIVE PROJECT-FINANCE FOR LARGER GAINS AND FOR BETTER PROFIT PAYMENTS TO DEPOSITORS

Don’t do project-finance and wait for Repayments from Borrowers

DO PROJECT-FINANCE AND SHARE / CONTROL THE CASH INFLOWS ALONG WITH PROFIT

Don’t do project-finance conventionally and bound the Employment Opportunities, Business Growth, Bank Growth and ultimately Economic Growth

DO PROJECT-FINANCE INNOVATIVELY AND EXPAND EMPLOYMENT OPPORTUNITIES, BUSINESS GROWTH, BANK GROWTH AND ULTIMATELY ECONOMIC GROWTH

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Global Identification

‘Global Peace & Security’ is evident to everyone. It seems that it is now under the Wrong Hands. The World’s Most Peaceful Regions that were under Peace for numerous years and these were Peace Examples of the World, have been targeted today.

WE the Whole Globe should be united, immediately and should work together for Global Peace & Security. In this mission, I would like to share a Great Idea / Proposal that is ‘Global Identification’.

‘Global Identification’ can be considered as Globalization of Identity. Means, in addition to National Identification, a Global Identification should be there that can be Identified / Recognized / Verified / Validated / Recorded / Agreed, across the National Borders and all over the World. Each and every Action (particularly Movement) of an Individual, whether this action is taking place inside the Country OR anywhere in the World, should be recorded with this Global Identity, so that a proper record of an Individual can be maintained GLOBALLY, irrespective of his / her Country.

The Global Identification Number should be a Globally Unique Number that should be a combination of National Identity Number, Check Digit, Capital / Small Alphabets, Numbers and Special Characters. The Check Digit will be used to confirm the Integrity / Validity of Global Identification Number.

I sincerely believe that this ‘Global Identification’ concept is very Unique, will be very useful and all Concerned Authorities of the World will consider it.

BE UNITED TODAY FOR A PEACEFUL & SECURE TOMORROW…………

ALL Mechanical Devices Can Be Used As “Electric Generators” to Reproduce / Save Electrical Energy…………..

‘Energy’ drives me, you, us, the whole Earth and above all, the whole Universe. So we must be so caring about it and we, as the whole humanity should think about its best use, not only for Today but for Tomorrow as well. Having the same thought, so many Individuals, Groups and Organizations are working to Reproduce / Save different kinds of energies.

Just to participate in this mission, I would like to share an Idea / Hypothesis that “All Mechanical Devices Should Be Converted Into Electric Generators To Reproduce / Save More Than 50% Electrical Energy, Globally On Daily Basis….”.

A Mechanical Device could be any device that can generate Electrical Energy, whether it is a small wheel of any machine fitted in any factory OR any type of fan, including Aeroplane most powerful fans OR any type of vehicle wheels including Aeroplane most powerful wheels. All these kind of devices in the whole world, could be used to reproduce / save Electrical Energy and then this reproduced / recycled Electrical Energy can be saved in batteries or can be re-used. According to me, through this idea, the whole planet can save more than 50% Electrical Energy DAILY.

All concerned are requested to please review this idea / hypothesis. If this is workable, so we can save the whole humanity from All Energy Crisis, particularly in the Developing and Poor Countries.

LIVE A LIFE WITH FULL OF ENERGY……………………..

Keep the WEB under Lock & Key

The World Wide Web (www) can be considered as ‘Heart of Information Technology’ and ‘Global Information Hub’. Congratulations to those, who are using this hub POSITIVELY.

But on the other hand, this hub is also being used negatively in shape of Financial Cyber Crimes, Non-Financial Cyber Crimes, Terrorism or any other similar activities. These negative activities have destroyed billion of dollars and are still destroying.

Individuals, Organizations, Countries and Group of Countries are consistently working to stop or to minimize these activities to avoid further Financial or Non-Financial Losses. Their endeavors are really commendable.

Now to participate in these noble efforts, I have a small but an effective idea that could bring a revolution in the Web Security.

The Idea is “WEB should be kept under Lock & Key and it should be accessed through National ID & Password of any Country.”

In other words whenever Web / www is typed on any machine, anywhere in the world; Web Security System should ask National ID and Password. After correct inputs, it should allow Web / www access, otherwise it should not. Password could be in any shape i.e. secret word, fingerprints, facial, iris recognition or any other advanced password types.

After a successful login, user will be able to use the Web / www until session closure. All his / her activities will be logged and will be kept highly CONFIDENTIAL by the Web Security System and should not be disclosed to any one until and unless an investigation needs to be done.

I sincerely hope that all concerned over the world, will review this Idea.

Enjoy a Happy & Healthy Life on the WEB……………………………….

Rebuild Buildings to Revive Industries

The Buildings that are Cultural, National or Religious Heritage, are always priceless, these should not be neglected and these must be taken care of very well, like a Treasure.

However, there are millions of ordinary Residential / Commercial Buildings exist in different countries that have become very old, these are in critical conditions and contain a lot of risk. Sometimes we hear some very sad news about the collapse of these poor buildings with a loss of precious assets, most particularly the Human Lives.

Resolution of the issue is very apparent that these old buildings should be demolished and new buildings should be constructed. This solution could be feasible for National Properties or Single Owner Properties or Small Group of Owners Properties but this remedy can never be applied with so many ownerships like Residential Flats and Commercial Buildings etc.

To resolve this issue, I have an Idea that is according to my knowledge, is very unique one and never implemented anywhere in the World.

Interested Governments OR Local / Foreign Investors / Builders / Contractors OR any other Authorized Bodies can invest into it and can earn Substantial Profits, in shape of Sale / Rent of newly constructed Flats / Commercial Offices after demolishing of the old constructions.  Now the question is: Will the existing residents / owners, be agreed? And How?

All existing residents / owners must be treated very ethically and fairly, by providing them different beneficial offers according to their needs and wishes. For example, if ‘A’ type of owners want to sale their unit (flat / office) immediately, so they will. For example, if ‘B’ type of owners don’t want to sale their unit so a more lucrative offers will have to be given to them. For example, if ‘C’ type of owners want to upgrade their unit and want to buy a unit in newly constructed building, after committing / paying the additional cost, so they will. After completion / signing of Agreements, building will have to be evacuated for demolishing and constructions of new building. Two additional major expenses can be incurred like demolishing of old building and amounts paid, on the purchase of units from the existing residents.  Further, sum of total amounts paid on the purchase of old units can also exceed the present market value of the whole plot but all these additional costs can very easily be covered through construction of additional units on additional floors. You can go for twice or more than that, for example if the old building was 5-storey so the new one can be 10-storey or higher; it totally depends upon the size of your projected investment and the permission, you would acquire from the Local Building Controlling Authority for the additional floors.

If the above idea is further analyzed by the concerned, all over the World and it is implemented, so it can very easily kill the Un-Employment and this idea can also bring a Revolution in the numerous industries like Construction, Property (Sale / Rent), Cement & Marbles, Iron & Steel, Electricity Cable and etc.

REBUILD TODAY TO BE PROSPEROUS TOMORROW………………..

Remo-Offi Working Methodology

In Online Working, no physical appearance is necessary at Workplace and employees can work remotely / at home very easily.

This new system is increasing due to its advantages like Affordability, Flexibility, Saving of Time, Cost, Efforts and Energy etc. on both Employer end and Employee end but it is also facing obstacles in its growth in shape of its disadvantages like Lack of Interaction, Teamwork and Discipline etc. Neither importance of Online Working can be avoided nor could efficiency of Offline Working/ Working at Workplace be ignored. Hence what to do? Let’s think more innovatively.

Yes, according to me, if we have to take advantages of both the systems then we have to adopt a new method i.e. ‘Remo-Off Working Methodology’. As name tells, this new system will be having characteristics of both system i.e. Online and Offline Working. This new system will be functioning 50% on Online Working and 50% will be working on Offline Working. For example if a business works 6 days in a week, then according to this new system, it will work 3 days on Online Working System and for the rest of 3 days, it will work as Offline Working System. In this way employees will enjoy the benefits of both the systems.

Imagine, through this new system, World / Humanity / Employed Community will save Thousands of Hours, Millions of Dollars, Trillion of Calories and a lot more on daily basis.

WORKING IN A MORE INNOVATIVE WAY…

Real Saving – A technique to increase your Health n Wealth

Those who save money, time and other valuables; it is called ‘Saving’ but let me introduce an amazing technique i.e. ‘Real Saving Technique’. Yes, real saving is to save Energy & Efforts because Energy & Effort are the real assets of a human and these assets are directly linked to health and life. This technique doesn’t teach you lethargy, dullness and other negative behaviors but it educates that don’t waste these priceless assets in unnecessary activities but utilize the same into productive / purposeful activities to get the utmost peace of mind & body. In this way your normal savings will also be increased because you will save more Efforts & Energy that will be used further to increase your both Health & Wealth. How you can use this technique; some tips are as under:

Don’t respond to anything wherein response is not necessary like Text Messages, Calls, Emails and Other Notifications etc. But respond quickly & gently wherein it is needed because not to respond is big part of bad manners.

Don’t respond to any verbal communication wherein response is not needed. But respond promptly wherein it is required because not to respond is out of etiquettes.

Don’t remember & respond people’s bad attitude towards you. If you will remember & respond then you will waste your Energy & Efforts; you will be like them. Hence, ignore them; very soon those will be your friends due to your humble attitude.

Don’t involve into unnecessary discussions / talks. But don’t keep you away from gentle participation in fruitful debates.

Don’t engage into un-assigned tasks. But never keep you away from helping others.

Hope the above technique will benefit you the most.

MOVE TOWARDS REAL SAVING FOR BETTER HEALTH & WEALTH…

Mixed Strategy in Positive Objectives

Flexibility towards positivity is always useful. Similarly, in the selection of any approach, adaptability can lead to success. Uniformity is itself has a lot of importance but when we have to choose any of the two uniform strategies and both have advantages & disadvantages then any mixed approach can be very beneficial wherein advantages of both strategies could be gathered, a new mixed approach is created and then adopted. Imagine any action, if this technique ‘Mixed Strategy’ is adopted then Success is, Guaranteed. Some example actions are as under:

  1. Spending money MORE and aimlessly, can unbalance your budget BUT spending money LESS, can make you miser. Hence, mixed strategy can keep you balanced.

 

  1. Speaking MORE and aimlessly, can lead you to different social losses more particularly it will make you alone soon and no one would like to talk with you BUT speaking LESS, can make you a boring person. Hence, mixed strategy can keep you balanced.

 

  1. Taking meal MORE and without hunger, can lead you to so many diseases BUT taking meal LESS, can make you weak. Hence, a mixed strategy can keep you balanced.

 

  1. Sleeping MORE, can lead you to so many diseases BUT sleeping LESS, can make you weak. Hence, a mixed strategy can keep you balanced.

 

  1. Spending time at work MORE, can kill your social / family life BUT spending time at work LESS, can make you fail, you cannot fulfill the necessities / desires of you & your family and you cannot live a successful life. Hence a mixed strategy can keep you balanced.

 

And etc.

 

Using the same strategy and for the benefit of the whole World / Humanity, I have gathered some of my words in my following theory wherein Thousands of Hours, Millions of Dollars, Trillion of Calories and a lot more can be saved, on daily basis.

‘Virtu-Tradi Schooling System’ https://globalprogressvolunteer.quora.com/Virtu-Tradi-Schooling-System

In short, any balanced / mixed approach towards any positive objective, is a key to success.

LIVE A LIFE TACTFULLY AND DELIGHTFULLY…

Virtu-Tradi Schooling System

We all know about Virtual / Online Schooling System wherein no physical appearance is necessary and students receive Education, Examination and Results etc. through the Internet on different advanced gadgets.

This new system is increasing due to its advantages like Affordability, Flexibility, Security, Saving of Time, Cost, Efforts and Energy etc. but it is also facing obstacles in its growth in shape of its disadvantages like Lack of Socialization, Interaction, Teamwork, Discipline etc. Neither importance of Traditional Schooling System can be avoided nor could efficiency of Virtual / Online Schooling System be ignored. Hence what to do? Let’s think more innovatively.

Yes, according to me, if we have to take advantages of both the systems then we have to adopt a new system i.e. ‘Virtu-Tradi Schooling System’. As name tells, this new system will be having characteristics of both system i.e. Virtual and Traditional. This new system will be functioning 50% on Virtual Schooling System and 50% will be working on Traditional Schooling System. For example if a school works 6 days in a week, then according to this new system, it will work 3 days as traditional school and for the rest of 3 days, it will work as an Online / Virtual School. In this way students will enjoy the benefits of both the systems.

Imagine, through this new system, world / humanity / new generation will save Thousands of Hours, Millions of Dollars, Trillion of Calories and a lot more on daily basis.

SCHOOLING IN A MORE INNOVATIVE WAY…

Life Beautifying Formula

Life is fully beautiful or not? Perhaps, it is beautiful with some ugliness, it is lovely with some hate, and it is easy with some difficulty, it is pleasant with some sadness…

However, by adding some positive efforts it could be more beautiful, lovelier, easier and more pleasant. But how? Let me share a Life Beautifying Formula that can bring an excellent change into your Lives. Apply it and feel the difference yourself.

Life has different events, parts and moments and these cannot be fully favorable ever but using this formula, you can beautify your life as maximum as possible. The formula is ‘Pass every moment of Life, considering it, as First & Last moment of your life….’.

Yes, it is proven fact when someone will assume his / her every moment of life, as First & Last moment then definitely / naturally, he will try his level best to pass every moment by utilizing best of his abilities, inputs and resources etc. In other words he will try to make every moment Beautiful, Lovely and Interesting. In this way he will also use maximum level of his tolerance, mildness and forbearance etc. to get the desired positive results. Whether, it is a business meeting, family gathering, travelling, shopping, or any event, he will always try to avoid spoiling any event, both in favorable or in un-favorable situations. Then what will happen, he will decorate every moment of his life and the whole life, will finally become a BEAUTIFUL LIFE.

 LIFE IS BEAUTIFUL, IF IT IS LIVED BEAUTIFULLY & SMARTLY…