There is a certain type of amazing & wonderful people who neither want any profit on that their deposits at banks nor they want that their money is used by banks. Those great people helplessly maintains their deposits at banks because they have no other choice.
Efforts of Non-Governmental Organizations / Welfare Organization are much appreciated who are consistently striving their best, basically to help the helpless people. These organizations mostly help the poor & needy people but have they ever thought that they can also help such people who are not poor & needy but they are having good financial strength and this help will be indirectly help the poor & needy. But how?
According to me, I have a very unique innovative custodian banking model i.e. “Help Banking”. A banking that can provide Help, Assistance, Support and a lot more to the humanity particularly the poor & needy. The slogan of Help Banking is ‘Help the Helper and the Helpless’ that clearly describes the theme that do banking but in a manner to help the Helper and the Helpless.
I have a lot more but to save your precious time, an outline of this innovative model is as under:
- Reputed & Trustworthy NGOs / Welfare Organizations should establish ‘Help Banks’ under license of custodian banks, provided by Regularity Authorities / Central Banks.
- These ‘Help Banks’ should provide their services, especially to above mentioned amazing people who don’t want any extra return on their deposits and they just want Safe & Security Custody of their deposits / valuables, etc. ‘Help Bank’ should not use any asset of its clients even a single penny, without permission.
- In addition to the core functions of custodian banks like Safe & Secure Custodianship of Financial Assets (Cash, Valuables and Documents etc.) of an individual or a business entity, these ‘Help Banks’ should also use all advanced banking tools & technologies i.e. Branchless Banking, Mobile Banking, Internet Banking and a lot more that they can do for their customers.
- All types of income of ‘Help Banks’ for example, Deposit Maintenance Fee, Services Charges and all other income through various channels, should be based on the slogan i.e. ”Help the Helper and the Helpless”. Means, a certain ratio on income should be used, to cover the running cost of the bank and a certain ratio on income should be treated as Donation / Charity. Further, more Donation, more Charities from bank’s helpful clients should also strengthen ‘Help Banks’ / ‘Poor & Needy’. Hence, this motto should attract people positively, to come, do bank and help the helper (Help Bank) & the helpless (Poor & Needy).
All concerned all over the World, particularly the NGOs / Welfare Organizations are requested to please think over this Innovative Banking Model “Help Banking”, to end Poverty Alleviation, Globally…
(Note: You can further promote / share / publish this idea, with my name, at any media / forum / channel, for more Global Progress, Peace & Prosperity……)
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Idea By: Muhammad Asim – Global Progress Volunteer