Mr. H & Mr. E

Mr. H is financially strong and he is having extra money. Whenever someone needy borrower comes to him and asks for any financial help in shape of a loan for business purpose, he never denies and always provides the required money to the needy borrower, on an agreement that borrower will pay back the ‘Actual Loan’ in time along with ‘Profit Share’ on the basis, how much profit is produced through the business. Upon agreed time, borrower pays back the Actual Loan along with Profit Share to Mr. H. Hence, a transaction completes between Lender and Borrower but what happens behind the scene, let’s see:

  1. Borrower comfortably performs business as he is not bound to share any unrealistic / fixed Profit Share with LENDER, hence BORROWER IS HAPPY.
  2. Lender effortlessly / timely receives his Actual Money along with Profit Share, hence LENDER IS HAPPY.
  3. Borrower, fulfills his requirements and pays any dues effortlessly / timely to other stake holders / participants of the business, hence ALL STAKEHOLDERS ARE HAPPY.
  4. All stakeholders, then further fulfill their requirements and pays any dues effortlessly / timely to other stake holders attached with them, hence OTHER STAKEHOLDERS ARE HAPPY.
  5. More particularly, borrower pays salaries to his employees, employees get their demanded salaries in-time, they fulfill their requirements particularly they feed their dependents / families / children, comfortably with respect to Food, Cloth, Place, Education and etc. Hence the NEW GENERATION IS HAPPY, THEY ARE WELL-FED, PRIVILEGED and LITERATE. These seeds will cultivate the crops of Happiness, Healthiness, Peacefulness and a lot more good things into societies.

The fact is not denied that without two things 1. Helping Attitude of Mr. H and 2. Honest Attitude of Borrower, this single transaction is not possible but it is also apparent that upon this single transaction how much amount of Peace, Progress, Prosperity, Poverty Alleviation, Purity, Power for everyone and Positiveness  are injected into Humanity / Economy, limitlessly.

 

Now talk about Mr. E, who is also financially strong and he is having extra money as well. Whenever someone needy borrower comes to him and asks for any financial help in shape of a loan for business purpose, he never denies and always provides the required money to the needy borrower, BUT on an agreement that borrower will pay back the ‘Actual Loan’ in time along with a Fixed ‘Profit Share’ without considering how much profit is produced through the business. Upon agreed time, borrower pays back the Actual Loan along with Fixed Profit Share to Mr. E. Hence, a transaction completes between Lender and Borrower but what happens behind the scene, this time, let’s have a look:

  1. Borrower uncomfortably performs business as he is bound to share a fixed Profit Share with LENDER, hence BORROWER IS SAD.
  2. Lender effortlessly / timely receives his Actual Money along with a fixed Profit Share, hence LENDER IS HAPPY.
  3. Borrower always thinks / prioritizes the Fixed Profit Share then thinks about other things. Borrower fulfills his requirements and pays any dues stressfully / untimely to other stake holders / participants of the business, hence ALL STAKEHOLDERS ARE SAD.
  4. All stakeholders, then further fulfill their requirements and pays any dues stressfully / untimely to other stake holders attached with them, hence OTHER STAKEHOLDERS ARE SAD.
  5. More particularly, borrower pays salaries to his employees, employees get their salaries lesser than their demands, they fulfill their requirements particularly they feed their dependents / families / children, uncomfortably with respect to Food, Cloth, Place, Education and etc. hence the NEW GENERATION IS SAD, THEY ARE HUNGRY, DEPRIVED and ILLITERATE. These seeds will cultivate the crops of Sadness, Illness, Violence and a lot more bad things into societies.

In this case only Lender is happy but all other stakeholders are effected and sad. Hence, Peace, Progress, Prosperity, Poverty Alleviation, Purity, Power for everyone and Positiveness are NOT injected into Humanity / Economy.

 

Without considering any Race, Religion, Region, type of economies and etc. if we compare above two scenarios on Humanitarian grounds, so ACCORDING TO ME, Mr. H (First Scenario) is on the right track that if EVERYONE along with FINANCIAL INSTITUTIONS follow this scenario so a Greater & True Economy can be built that will lead the Humanity towards Peace, Progress and Prosperity…

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